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  • Writer's pictureKatty Smith

Should I Buy an Insurance Write-Off Car?

In this electronic era owning a car has moved up to be a necessity. Buying a used car is always way cheaper than a new car. But it takes some effort to buy the right car that is problem-free and fits your budget. We all can agree to the fact that no used car is perfect; there will be at least a scratch or even more significant problems.


Figuring out the actual condition of the car might be back-breaking. Not to worry that is where the internet comes to your help, a free vehicle check will make sure that you are provided with the necessary details needed.


In this blog you will get to know about car write off check and whether it is safe to purchase a car with written off ticket.


A brief explanation of written off categories on cars


If a car meets with an accident and the damages are substantial, the car is written off by the insurance company. You cant place the claims for the repair cost of the car instead the insurance company will provide you with the current value of the car if it is going to be scrapped.


Most of the time, a write off car is to be scrapped off, but sometimes it can be repaired and brought back on the road. A vehicle check test on your car will give you the type of write off if it has any write off history.


car write off check

Types of write off category:


  • The cat A cars and cat B cars are those which met with grave damage and cant be repaired

  • The cat C cars can be repaired, but the repair cost would cost more than the current value of the car itself, meaning that repairing the car would be a loss.

  • The cat S which is formerly known as Cat D cars can be repaired, the repair cost will also be less, but other expenses such as towing the vehicle, etc. would add up to making it hefty money.

  • The cars that have only suffered structural damage are grouped under cat N. These cars can be easily repaired since it is mostly an external injury such as a dent in the car.


What should be done if you are going to buy a car with the write off issue:


As we have explained above the cat A and cat B cars are destined to be scrapped off. Those cars are beyond repair, and it is dangerous to drive it again. You can't legally sell a vehicle that is meant to be scrapped off.


Now coming to the rest of the categories you may find a car that has received write off for few dents and scratches that can be repaired or replaced. You may come across a car that has been restored to its original condition after the accident, and you may be willing to buy it. Since this was a car with a write off history, it is best if you have expert advice on buying the car.


Sometimes a few people who are greedy for money may hide the fact about written off and sell it to you. Things like these happen, and that is why we insist you to run a car write off check free, before buying any used car.




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