What to do and don’ts after a car accident? These traumatic events may leave you in confusion what’s next, here are few things you need to know if you’re stuck with such dramatic situations.
Let us start with the do list:
• Turn off the engine as soon as possible. If you’re starting to stroll then it is against law.
• Turn on the hazards lights.
• Look for any injuries both yourself and your company as well.
• Examine the parallel vehicle passengers too.
• If any call for an emergency.
• Interchange your details.
• Analyze the cause of the incident and measure who is liable.
What’s next?
According to section 170 of the Road Traffic Act 1988 – it is significant to stop the vehicle after a traumatic incident on the road. Traffic collisions often result in death, and property damage. Therefore, ensure you stop the vehicle after a blow, if not you can be imprisoned up to six months.
It is better to stop the motor rather than driving. If someone is severely injured contact an emergency service.
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What kind of details should be exchanged?
Section 170 also includes within 24 hours the accident must be reported to a constable or police station. It is indispensable to share your ownership details and contact details.
In case if someone is badly hurt it is liable to give-and-take the insurance company details and policy numbers too. By doing so, the insurance claiming process will be hastened. If the accident has nothing to with people but, it has damaged a third party property still you are liable to provide your information along with insurance details as well.
There are chances, car scams and fraudsters will involve themselves onto the crash to fill a fake insurance claim. Probably it is known as “crash for crash scam” so, beforehand you contact the police for support.
To accelerate the policy claim you have to hold the exact time, location, date, weather condition, and witness (if any).
Future of your vehicle:
Seeking the damage of the car; the insurer will decide and place it on the write off category. If the damage can be rectified and recovered you can drive again on the public road. But, the cost will be hefty to recover the car. The insurer will leave you with the current market value of the vehicle.
While valuating the motor if, you’re not quite satisfied with their valuation you have to claim them again with all the necessary document that proves the vehicle has even more high value in the market.
Not all vehicles can be repaired as there are four different types of write off category. If you’re about to repair the vehicle then get prior permission from the insurance company as based on the category they have to provide it and then claim the cost approved by the repairer. In buying a used vehicle get along with a scrapped car check report in the UK.